Know Your Coverage
Evaluating insurance coverage before it’s too late can save you and your family from potential heartbreak. Knowing what you are and aren’t covered for after a destructive wildfire is important.
Some important questions to ask of your coverage:
Are your personal belongings covered?
If your home burns down, what percentage will your policy cover to rebuild?
Does your plan include Additional Living Expenses?
The past decade has seen a rise in more destructive wildfires. More homes and businesses are being destroyed, especially in high-risk wildfire areas or the wild-land urban interface (WUI).
Homeowners are now receiving non-renewal notices declaring drop in coverage with little time to find new insurance that covers the right things after a fire.
Insurance is a complicated business. It helps to have someone by your side.